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Our missions

 

Alfa is commisioned to protect insurers and policy-holders against insurance fraud thanks to a watchfulness mecanism so as to safeguard the comunity's interest from individuals abuses.

Alfa leads an operational structure providing Franch insurers with centralized services :

  • an information between insurers,
  • an interface with authorities,
  • a continuous action of study ans thought, training and awareness,
  • a certified investigators network.

 

The deployed actions obey a double principle of effectiveness :

  • to maintain the lowest cost of insurance by eliminating undue expenditure,
  • to detect and treat behaviours od indeliate policy-holders : faked accidents, false burglaries, untrue declarations, falsified invoices ans certificates...

L'Agence pour la Lutte contre la Fraude à l'Assurance (ALFA) :

 

  • Coordinates thes actions of a member of staff appointed by the management of each insurance compagny,
  • facilitates the exchnages of information between the insurance compagnies in a framework in conformity with the law (CNIL),
  • Offers to the insurers certified investigators, charged with answering the questions or interrogations which a files causes,
  • Is in constant relationship with authorities thanks to a retired Police officer, assisted by a warrant officer of the Gendarmerie,
  • applies a scientific approach to frau with the assistance of specialized professionals : doctors, engineers, valuers, accountants...